At Gallery 77, we believe your dream kitchen or bathroom should be within reach. We understand that a renovation is a significant investment in your home’s value and your family’s enjoyment. To make this process as smooth and accessible as possible, we have partnered with a leading financial institution to offer clear, competitive, and straightforward financing options.
This service allows you to move forward with your project today—whether you’re installing natural stone countertops, engineered quartz, or new tile—and pay over time with a plan that fits your budget.
Our Trusted Partner: Regions Bank
To provide the best possible service, Gallery 77 has partnered with Regions Bank. We specifically chose this partnership because it offers trusted financing designed to help homeowners achieve their renovation goals.
Unlike a generic credit card, this financing offers a clear payment schedule and excellent customer service from a team that understands the process. This partnership allows us to offer you reliable, transparent, and flexible financing solutions.
Our Financing Plan: The Traditional Installment Loan
We offer a robust financing option designed to give you predictable payments and flexibility. There are no hidden fees, and the prequalification process is fast, secure, and has no impact on your credit score.
Traditional Installment Loan Features:
- Competitive Rates: Fixed interest rates starting at 8.99% APR, depending on creditworthiness.
- Flexible Terms: Repayment terms ranging between 12 to 144 months, allowing you to choose the pace that works for your monthly budget.
- Loan Amounts: Finance projects ranging from $1,000 to $70,000.
Why Choose This Option? This loan is ideal for homeowners who want a manageable, fixed monthly payment spread out over time. It allows you to tackle larger projects—like a full kitchen countertop replacement plus backsplash—without draining your savings account.
Click Here to Prequalify Instantly
Why Financing Your Countertops is a Smart Investment
Financing your renovation isn’t just about managing cash flow; it’s an investment in your home’s equity and your quality of life.
- Immediate Increase in Home Value: Kitchen and bathroom remodels consistently offer one of the highest returns on investment (ROI) of any home improvement. According to leading industry reports, a minor kitchen remodel can recoup over 85% of its cost upon resale.
- Long-Term Durability: When you finance a granite or quartz countertop, you are purchasing a product that can last a lifetime. Unlike laminate or other materials that may need replacing every 10-15 years, a high-quality stone countertop, installed by our expert team, is a one-time investment.
- Immediate Enjoyment: You don’t have to wait years to save up for the home you want. Financing allows you to enjoy the beauty, functionality, and pride of your new space right away.
Frequently Asked Questions About Our Financing
Q: Does prequalifying affect my credit score? A: No. The prequalification application is a “soft pull” on your credit, which does not impact your credit score. It allows you to see what you may qualify for risk-free with instant results.
Q: Can I finance my entire project? A: Yes. The loan can cover your complete project with Gallery 77, including the stone fabrication, materials (like sintered stone or tile), and our professional installation.
Q: How is this different from using a credit card? A: Our financing plan offers distinct advantages over most credit cards. First, it offers a fixed APR (starting at 8.99%), whereas many credit cards have variable rates that can climb significantly higher (often 20%+). Second, this is an installment loan with a clear end date, helping you pay off the project in a set timeframe rather than carrying revolving debt.
Q: How long does the approval process take? A: The online prequalification process is quick, secure, and provides instant results.
Get Started Today
Don’t let budget constraints put your dream home on hold. Our team is here to walk you through all your options, from stone selection to financing.
Contact Gallery 77 today to schedule your free design consultation and learn more about our simple, affordable financing.
Financing Terms & Disclosures
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Monthly payments vary from $11.49 to $30.27 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.
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